Agreement to these terms
These terms of use apply to thehomeownerguide.com, published by The Homeowner Guide (“we,” “us”). By using the site, you agree to these terms. If you do not agree, please do not use the site. Our privacy policy, cookie policy and disclaimer also apply and form part of these terms.
Using the site
The Homeowner Guide is free to read. No account is required. You may use the site for your own personal, non-commercial purposes, such as learning about your property taxes, insurance or home maintenance, and sharing links to our guides with others.
You agree not to:
- Use the site in a way that breaks any law or regulation.
- Interfere with the site’s operation or security, or try to gain unauthorized access to any part of it.
- Use automated tools to scrape, copy or harvest content for resale, republication or building a competing product or dataset.
- Send spam, malicious code or abusive messages through the contact form or newsletter sign-up.
- Present our content as your own or imply that we endorse you, your product or your service.
Educational content, not advice
Everything on the site is general, educational information. It is not legal, tax, insurance, financial or engineering advice, and using the site does not create any professional or advisory relationship with us. Tax and insurance rules vary by state and county and change over time. Before acting, check with the official source or a qualified professional, such as your county assessor, insurer or agent, a tax professional, an attorney or a licensed contractor. See our disclaimer for more.
Copyright and permitted quoting
The content on this site, including text, guides, checklists, graphics and the site’s design, is copyright The Homeowner Guide unless stated otherwise, and is protected by copyright law.
You are welcome to:
- Quote short excerpts with a clear credit to The Homeowner Guide and a link to the original page.
- Link to any page on the site.
- Print or save a guide for your own personal use.
Please do not republish full articles, substantial portions of articles or translated copies without our written permission. To ask, email .
Material we cite or link to from government agencies and other sources belongs to its respective owners.
What you send us
If you send us a message, correction, suggestion or feedback, you confirm that you have the right to share it and that it does not contain anything unlawful. You allow us to use suggestions and feedback to improve the site without obligation to you. We will not publish your name or personal details without your permission. How we handle personal information is explained in our privacy policy.
External links
Our guides link to government agencies, standards bodies and other websites so you can check sources and find official information. We do not control those sites, and a link does not mean we endorse them, their content or their practices. Your use of them is governed by their own terms.
Advertising and affiliate links
The site currently has no advertising and no affiliate links. If that changes, such links will be clearly labelled as described in our advertising disclosure, which will be updated before any such link appears.
No warranty
We work to keep our guides accurate and current, as described in our editorial policy. However, the site and its content are provided “as is” and “as available,” without warranties of any kind, express or implied, including warranties of accuracy, completeness, timeliness, fitness for a particular purpose or non-infringement. Figures and rules are accurate as of the dates shown on each article and may have changed since. We do not guarantee that the site will be uninterrupted or free of errors or harmful components.
Limitation of liability
To the fullest extent permitted by law, The Homeowner Guide will not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of money, property, data or opportunity, arising from your use of, or reliance on, the site or its content. This includes decisions about taxes, insurance, repairs, contracts or do-it-yourself projects. Some jurisdictions do not allow certain limitations of liability, so some of these limits may not apply to you.
Home repairs carry real risks. Work involving gas, electricity, roofs or ladders can cause serious injury or property damage. When in doubt, hire a licensed professional.
Indemnity
If you use the site in breach of these terms or the law, you agree to be responsible for claims, losses and costs that result from that breach, to the extent permitted by law.
Changes to the site and these terms
We may update, change or remove content, or change how the site works, at any time. We may also revise these terms. Changes are posted on this page with a new “updated” date. Continuing to use the site after changes are posted means you accept the revised terms.
Governing law
These terms are governed by applicable United States federal law and the laws of the state in which the publisher is organized, without regard to conflict-of-law rules. If any part of these terms is found unenforceable, the rest remains in effect. Our not enforcing a provision is not a waiver of it.
Contact
Questions about these terms: or the contact form. We aim to reply within 3 business days.
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